Rates

Rates effective as of 10/22/2019.

APY = Annual Percentage Yield

Fees may reduce earnings.

 

Kasasa Cash*

Balance Interest Rate APY Minimum Deposit
$0 - $10,000 2.47 % 2.50 % $25
Balances over $10,000 0.14 % 2.50 % to 0.36 % $25
All balances if qualifications not met 0.05 % 0.05 % $25

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-statement notice
  • Be enrolled and log into online banking

If you don't qualify for the month, don't worry! There's no monthly service fee, and you can get back to earning our really high rate the very next qualifications cycle!

Kasasa Saver*

Balance Interest Rate APY Minimum Deposit
$0 - $10,000 0.49 % 0.50 % $0
Balances over $10,000 0.14 % 0.50 % to 0.18 % $0
All balances if qualifications not met 0.05 % 0.05 % $0

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-statement notice
  • Be enrolled and log into online banking

And, that's it. If you don't qualify for the month, it's no big deal. Your savings will still earn 0.05% APY,* and you can get right back to earning a higher rate the very next month!

Checking Accounts

  Interest Rate APY Minimum Balance
Interest Checking      
$2,500 and over 0.15 % 0.15 %  
up to $2,499 0.10 % 0.10 %  

Savings Accounts

  Interest Rate APY Minimum Deposit to Open
Statement Savings***      
$50,000 and over 0.20 % 0.20 % $100
$25,000 to $49,999 0.20 % 0.20 % $100
$10,000 to $24,999 0.20 % 0.20 % $100
$5,000 - $9,999 0.20 % 0.20 % $100
$2,500 - $4,999 0.20 % 0.20 % $100
Up to $2,500 0.20 % 0.20 % $100
IRA Savings***      
  0.15 % 0.15 % $250.00
Minor Statement Savings***      
  0.15 % 0.15 % $25.00

CD Products

  Interest Rate APY Minimum Balance
Regular CDs**      
91 Day 0.25 % 0.25 % $2,500.00
182 Day 0.30 % 0.30 % $2,500.00
182 Day 0.35 % 0.35 % $10,000.00
12 Month 0.40 % 0.40 % $500.00
12 Month 0.50 % 0.50 % $10,000.00
24 Month 1.25 % 1.26 % $500.00
36 Month 1.50 % 1.51 % $500.00
48 Month 1.65 % 1.66 % $500.00
60 Month 1.85 % 1.86 % $500.00
120 Month 2.00 % 2.02 % $500.00
Customer Choice CD**      
24 Month 2.00% 2.02% $2,500.00
Regular IRA CDs**      
12 Month 0.40 % 0.40 % $500.00
12 Month 0.50 % 0.50 % $2,500.00
24 month 1.25% 1.26% $500.00
36 Month 1.50 % 1.51 % $500.00
48 Month 1.65 % 1.66 % $500.00
60 Month 1.85 % 1.86 % $500.00
120 Month 2.00% 2.02 % $500.00
Customer Choice IRA CDs**      
24 Month 2.00% 2.02% $2,000.00
1. Penalty for early withdrawal.

Money Market

  Interest Rate APY Minimum Balance
Money Market***      
$250,000 and over 0.50 % 0.50 % $1,000
$50,000 to $249,999 0.50 % 0.50 % $1,000
$25,000 to $49,999 0.30 % 0.30 % $1,000
$10,000 to $24,999 0.25 % 0.25 % $1,000
$5,000 - $9,999 0.25 % 0.25 % $1,000
$2,500 - $4,999 0.25 % 0.25 % $1,000
Up to $2,500 0.25 % 0.25% $1,000

Where APYs are listed, that refers to Annual Percentage Yield. For all of the accounts listed above, fees may be imposed which would reduce the earnings on the account. Those products marked by a double asterisk (**) are time deposit accounts upon which an early withdrawal penalty may be imposed resulting in a reduction in earnings. Those products marked by a triple asterisk (***) are variable rate products whose rate may change after the account is opened.