Purchase an Existing Home
At Washington Financial Bank, you have options when financing a home purchase. If you've found your "forever" home and plan on staying there for the long term, our fixed rate mortgage might be the best choice. With terms of 15, 20, or 30 years your interest rate is fixed at the time of application and your monthly principal and interest payment remains the same over the entire loan term.
if your plan is to stay for a shorter time period, you might consider an adjustable rate mortgage. These loans have the potential for a lower initial rate over a shorter term which is subject to change after the initial term ends. These rates generally vary with market conditions and are based upon a pre-determined index.
Click Here to View our Current Mortgage Rates
Apply Now Online
To further expedite the process, our subsidiary, Washington Settlement Services, can provide all the necessary title and settlement services in one convenient place.
Contact our loan originators to get started.
South Hills Loan Office:
3616 Washington Road
McMurray, PA 15317
Monica Hamlin
mhamlin@washfin.bank
724.206.1285
NMLS# 756097
Sue Graf
sgraf@washfin.bank
724.206.1286
NMLS# 756098
North Hills Loan Office:
6200 Brooktree Road
Wexford, PA 15090
Still deciding to take the home purchase leap? Click here for your Rent vs Own calculation.
Construct a New Home
When you're building your dream home, Washington Financial's construction loan program offers convenience coupled with guidance throughout the process. During the construction period of your new home, you will make payments of interest only on the outstanding loan balance during each phase of the project Once construction is complete, your loan will automatically convert to a traditional mortgage loan with the payment including principal, interest and escrow amounts.
Apply Now Online
Contact our loan originators to get started.
South Hills Loan Office:
3616 Washington Road
McMurray, PA 15317
Monica Hamlin
mhamlin@washfin.bank
724.206.1285
NMLS# 756097
Sue Graf
sgraf@washfin.bank
724.206.1286
NMLS# 756098
North Hills Loan Office:
6200 Brooktree Road
Wexford, PA 15090
Re-Finance Your Current Home
Whether you want to lower your interest rate, shorten the term of your mortgage or tap into your home's equity, we can help re-finance your current mortgage loan. Access our refinancing calculators to determine if it makes sense for you.
Once you decide, contact one of our originators to get started.
South Hills Loan Office:
3616 Washington Road
McMurray, PA 15301
Monica Hamlin
mhamlin@washfin.bank
724.206.1285
NMLS# 756097
Sue Graf
sgraf@washfin.bank
724.206.1286
NMLS# 756098
North Hills Loan Office:
6200 Brooktree Road
Wexford, PA 15090
First Time Homebuyers
Because we understand the significance of buying your first home, we developed a specific program designed just for first time homebuyers. Under this program, qualified applicants can take advantage of lower down payments with more opportunities for flexible funding sources for down payment. In fact, down payments as low as 3% are offered through our First Time Homebuyers program.
To find out more, contact us at firsthome@washfin.bank.
First Front Door
As part of our commitment to helping first time homebuyers who are obtaining a mortgage through Washington Financial Bank, the Bank partners with the Federal Home Loan Bank of Pittsburgh's First Front Door (FFD) program. This program provides down payment and closing cost assistance to qualified first-time homebuyers. The borrowers contribute $1,500 towards down payment and closing costs to get up to a maximum of $15,000 of assistance from the FFD grant.
Visit Federal Home Loan Bank for a complete set of qualifications.
When you're ready, contact one of our loan originators to apply.
South Hills Loan Office:
3616 Washington Road
McMurray, PA 15317
Monica Hamlin
mhamlin@washfin.bank
724.206.1285
NMLS# 756097
Sue Graf
sgraf@washfin.bank
724.206.1286
NMLS# 756098
North Hills Loan Office:
6200 Brooktree Road
Wexford, PA 15090
Physicians Mortgage Program
This program, designed exclusively for our medical professionals, will expedite the mortgage application process so you have more time to concentrate on your patients. Financing is available for up to 90% of the purchase price or appraised value, whichever is less, with no private mortgage insurance required. The maximum loan amount is $1,250,000.00.
To qualify you must:
- Hold any of the following degrees: M.D., D.O., D.D.S., D.V.M. or D.M.D.
- Purchase a primary single family residence.
Contact us today at mtginfo@washfin.bank*
*All loans subject to credit and collateral approval. Program, rate, terms and conditions are subject to change.
