Business Certificates of Deposit (CDs)

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Improve your earnings without risking any of your company's cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. And guaranteed is always a good thing for your bottom line.

We offer a range of term lengths to fit your short- and mid-range goals. By laddering maturity dates, you can add liquidity to your CD investments. Talk to your business banker today.

Features
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide variety of terms ranging from 91 days to 10 years
  • Early withdrawals subject to penalty*
  • Minimum deposit to open determined by the CD term

Select the terms that make the most sense for your business:

Short-Term Certificates

  • 91 or 182 days
  • $2,500 minimum to open
  • Receive your interest 1 of 2 ways:
  • Transferred to another Washington Financial Bank account, or
  • Credited to your account at maturity.

Long-Term Certificates

  • 12 to 120 months
  • $500 minimum to open
  • Compound your interest quarterly, or
  • Transfer your interest to another Washington Financial Bank account

Customer Choice Business Certificate

  • 24 months
  • Option to change your rate on the CD:
  • 1 time during initial term and
  • 1 time during each renewal term
  • Receive your interest 1 of 2 ways:
  • Transferred to another Washington Financial Bank account, or
  • Compounded quarterly within the CD and credited quarterly.
  • $2,500 minimum deposit to open

*Early withdrawal penalties are calculated by the actual principal amount withdrawn.