Home Equity Term Loans
For easy budgeting, choose a Washington Financial Home Equity Term Loan. This loan option gives you access to funds in one lump sum. With competitive fixed rates and a variety of terms available, this loan will allow you to use the equity in your home to your advantage. You can borrow as little as $2,500 or as much as $200,000. Interest may be tax deductible so consult your tax advisor. You can enjoy the convenience of automatic payment from your Washington Financial Checking account. And – no penalties if you pay off the loan early.
Applying for a Home Equity Term Loan has never been easier. After you complete your online loan application, we will verify your credit history, compare your application to our lending criteria and respond to your request in about 30 seconds – while you are still online at mywashingtonfinancial.com. If your loan is approved, we will request real estate services for the remaining information and verify your property value. You are then notified of the final loan decision via email, cutting the decision time.
Home Equity Pre-Approval Program
If you're a new Washington Financial mortgage customer, we make it even more attractive to use the equity in your home to your advantage by offering a 1/4% discount on your rate with no additional appraisal needed.
Those borrowers approved for a first residential mortgage may be pre-approved for a home equity loan or line of credit, up to 90% of the appraised value less the first mortgage balance. Offer valid for 30 days from the date of the mortgage closing. To learn more about the Home Equity Pre-Approval Program, call our Consumer Lending department at 724.222.3120.
To Apply
Visit our
Online Loan Service Center
Talk to a
Financial Services Consultant
- Call 1.877.226.5422
Personal Checking Accounts
With a Washington Financial checking account, you'll have 24/7 access to your account.
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